Terms of Use

Last Updated: December 14, 2025

By accessing or using this website, you agree to the following Terms of Use. If you do not agree, please discontinue use of the site.

Informational Purposes Only

Content on this website is provided for general informational purposes and does not constitute legal, financial, or investment advice. Real estate decisions should be made based on individual circumstances and appropriate professional consultation.

No Client Relationship

Use of this website or submission of an inquiry does not create a client, agency, or fiduciary relationship. Any advisory or brokerage relationship is established only through a separate written agreement.

Accuracy of Information

While efforts are made to ensure accuracy, information on this site may change without notice. No warranties are made regarding completeness or accuracy.

Intellectual Property

All content on this website - including text, images, branding, and layout - is property of Melvin Ramirez unless otherwise noted. Unauthorized use, reproduction, or distribution is prohibited.

Third-Party Links

This site may contain links to third-party websites. We are not responsible for the content, policies, or practices of those sites.

Limitation of Liability

To the fullest extent permitted by law, Melvin Ramirez shall not be liable for any direct or indirect damages arising from use of this website.

Governing Law

These Terms are governed by the laws of the State of New Jersey.

Contact

If you have any questions regarding this Privacy Policy, please contact:

Melvin Ramirez

Northern New Jersey

[Contact URL Page]